Stablecoin accounts for global fintech.
Build stablecoin-native financial products — dollar accounts, cross-border payments, and yield — without building the on-chain infrastructure yourself. Unifold powers the deposit, transfer, and payout rails so your team can focus on the product.
$8,420
$4,427
+Move money faster, for less
Power instant, low-cost transfers without relying on legacy rails or intermediaries. Stablecoins settle in seconds, not days — across borders, 24/7.
Global access to the US dollar
Let your users hold, send, and receive dollar-denominated stablecoins from anywhere. Reduce cross-border complexity and give every user access to the world's reserve currency.
Fund accounts from anywhere
Users deposit into their stablecoin account from any wallet, any chain, or directly from exchanges like Coinbase. Unifold handles the routing and conversion — they just see their balance update.
The bank account is going on-chain.
Neobanks and fintech platforms are adopting stablecoin rails for faster settlement, lower costs, and global reach. But the infrastructure gap is real — multi-chain deposits, cross-border transfers, fiat on/off ramps, and compliance are all unsolved problems for most teams. Unifold provides the complete stack so you can launch stablecoin accounts without building the plumbing.
Stablecoin deposits from any source.
Users fund their account with USDC or USDT from any wallet or chain. Whether they're sending from MetaMask, Phantom, or transferring from Coinbase — funds arrive in their account instantly.
- Accept USDC and USDT from any chain
- Direct deposits from exchange accounts
- Automatic cross-chain routing
- Instant balance updates
Instant transfers and payouts.
Let users send stablecoins to anyone — peer-to-peer, cross-border, or to external wallets. Power payroll, remittances, and merchant settlements with a single API.
- Peer-to-peer stablecoin transfers
- Cross-border payments in seconds
- Programmatic payouts via API
- Batch sends for payroll and settlements
On/off ramp orchestration.
Connect your users to fiat on-ramps and off-ramps through regulated partners. Unifold routes each transaction through the optimal provider based on geography, amount, and compliance requirements.
- Fiat-to-stablecoin and stablecoin-to-fiat
- Smart routing across regulated partners
- Geography-aware provider selection
- Automatic failover between providers
Everything you need, built in.
One integration gives you the full stack. No stitching together point solutions.
Multi-chain deposits
Accept USDC and USDT from any supported chain.
Exchange connectivity
Users deposit directly from Coinbase, Binance, and more.
Instant transfers
Send stablecoins to any wallet, any chain, in seconds.
Fiat on/off ramps
Connect users to regulated fiat conversion partners.
Batch payouts
Send to hundreds of recipients in a single API call.
Compliance routing
Geography-aware routing through regulated gateways.
Gas sponsorship
Users never need native gas tokens to transact.
Reconciliation
Full transaction logs and export for accounting.
Webhook events
Real-time notifications for every deposit, transfer, and payout.
Launch stablecoin accounts without building the plumbing.
Integrate Unifold and power deposits, transfers, and payouts for your fintech product.